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Financial Consequences of Undiagnosed Memory Disorders & Algorithms for Early Detection

Carole Roan Gresenz

Tuesday, 01 April 2025, 1.30pm to 2pm

Hosted by The Health Economics Research Centre (HERC)

Date and time:  Tuesday 1 April, 13:30 hours

Location: L1 Main Meeting Room, Richard Doll Building, Old Road Campus, Headington, OX3 7LF

To Join: This is a free event, which will be taking place both in-person and online via Zoom/Microsoft Teams. Register

Abstract: We examine the effect of undiagnosed memory disorders on credit outcomes using individually matched nationally representative U.S. credit reporting and Medicare data. We find effects of early stage disease, years before diagnosis, on credit card and mortgage payment delinquency, credit utilization, and credit scores. Effects are pervasive, affecting seniors in single and coupled households, racial/ethnic minorities and non-minorities, and those in areas with higher/lower education levels. Early stage effects are greater among singles and Black individuals. Our findings highlight the importance of tools to facilitate earlier diagnosis, and we describe ongoing work designed to determine the feasibility of using credit data to facilitate early detection of memory disorders. 

Bio: Carole Roan Gresenz is a Professor in the McCourt School of Public Policy at Georgetown University and holds the Bette Jacobs Endowed Professorship in the Department of Health Management and Policy. She worked at the RAND Corporation for two decades before joining Georgetown and has held senior leadership roles at both organizations. She holds a Ph.D. and M.A. in economics from Brown University and a B.A. in economics from Loyola University Maryland.

Forthcoming External Talks

OxTalks (Oxford Population Health)